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Are Homes Still Expensive in Toronto? Let’s Look at the Numbers.

With interest rates in flux and headlines buzzing about affordability, many are asking: Are homes in Toronto actually more expensive today than a few years ago?

To answer that, we compared real estate market data from February 2022, April 2024, and September 2025 — and the results might surprise you.

📊 Toronto Real Estate Snapshot: 2022 vs 2025

📉 What This Means for Buyers

• Home prices have dropped by over $250,000 since early 2022 — great news for buyers waiting on the sidelines.

• Despite higher interest rates in 2024, they've since dipped slightly, helping to bring monthly mortgage payments down by $1,000+ compared to 2022.

• Land transfer taxes have decreased as well, making upfront costs slightly more manageable.

So while rates aren’t at historic lows, the overall cost of owning a home — from the purchase price to your monthly payment — is actually more affordable today than it was a few years ago.

🤔 So, Are Homes Still “Expensive”?

That depends on your perspective. Yes, homes in the GTA are still priced in the million-dollar range, but relative affordability has improved. Buyers now benefit from:

✅ Lower home prices
✅ Slightly reduced interest rates (compared to 2024)
✅ More inventory and buyer choice
✅ Decreased land transfer taxes

👀 What’s Next for the Toronto Housing Market?

With more interest rate cuts anticipated, monthly mortgage payments could continue to fall — which may bring more buyers into the market. And as demand increases, prices could begin to rise again.

If you’ve been waiting for the right time to buy, this might just be it.

📞 Let’s Chat About Your Next Move

Whether you're buying your first home, moving up, or downsizing — I'm here to help you make sense of the market and find the perfect fit.

👉 Call or text me anytime at 416.878.9774
📧 Or visit www.claudiawrightrealestate.com

🔚 Final Thought

Don’t let outdated info hold you back. The market is shifting — and it might be shifting in your favor.

Fall is the perfect time to knock out essential home maintenance before winter sets in. With just a few smart chores, you can save money, avoid costly repairs, and stay cozy all season long. Here's how to make your fall to-do list simple and effective.

✅ 1. Seal Drafts for Big Energy Savings

Check windows, doors, and attic spaces for gaps or cracks where heat can escape. Use weather stripping, caulk, or foam sealant to block drafts.
💡 Pro Tip: Sealing drafts can reduce your energy bills by up to 20%.

🌧 2. Clean Gutters and Downspouts

Falling leaves may look pretty — but when they clog your gutters, they can lead to water damage, ice dams, and roof leaks.
Clear out debris and make sure water flows freely away from your foundation.

🔥 3. Prep Your Heating System

Schedule a furnace or boiler service now to avoid emergency calls when the first cold snap hits. Replace filters, check for carbon monoxide leaks, and test your thermostat.

🏠 4. Inspect Roof and Shingles

Look for loose or missing shingles, soft spots, or signs of leaks. Catching roof issues in the fall can prevent ice damage and costly repairs in the dead of winter.
If you're unsure, consider hiring a roofing professional for a quick inspection.

🍁 Final Thoughts

Staying ahead of seasonal maintenance now means fewer headaches later. Whether you’re a homeowner or prepping your property for sale, these simple fall chores can protect your investment and give you peace of mind.

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Great things never come from comfort zones — it’s more than just a motivational quote. It’s a truth that defines every successful journey, every personal breakthrough, and every meaningful achievement.

If you’re looking to level up in life, whether it's in your career, personal development, or relationships, growth doesn’t happen where things feel easy. It happens when you push through fear, embrace discomfort, and dare to be uncomfortable.

Why the Comfort Zone Feels Safe — But Isn’t

The comfort zone is a psychological state where things feel familiar and low-risk. But staying there too long often leads to stagnation. You avoid challenges, you stop evolving, and you begin to settle — even when you know you’re meant for more.

What Happens When You Leave Your Comfort Zone

✅ You build resilience by facing fear.
✅ You discover hidden strengths you didn’t know you had.
✅ You expand your confidence, abilities, and perspective.
✅ You start to attract new opportunities simply by showing up differently.

Most people wait until they “feel ready.” But truthfully, you’ll never feel 100% ready. Growth begins the moment you take action — not when conditions are perfect.

How to Step Outside Your Comfort Zone Today

Here are 3 small but powerful ways to break out of your comfort zone:

1. Do one thing today that scares you — send that email, apply for the job, start the side hustle.

2. Say yes to a new opportunity, even if it feels uncomfortable.

3. Embrace failure as part of the journey. Every mistake is a lesson in disguise.

🔥 Ready to break free from your comfort zone and create something great?

Drop a comment below and tell us: What bold step are you taking today to level up?
Or share this blog with someone who needs that little push to grow.

Moving into a new home? 🎉 Before you start unloading boxes and planning where the couch goes, make sure these three essential tasks are checked off your list. They’re easy to overlook — but skipping them could cause real trouble on day one.

🔌 1. Set Up Utilities Before You Move In

Imagine arriving at your new home… and there’s no power. No water. No Wi-Fi.
It happens more than you'd think.

Before move-in day, call your utility providers to transfer or start service for:

• Electricity & gas

• Water & sewer

• Internet & cable

• Trash & recycling

✅ Pro Tip: Schedule installation a few days early to ensure everything’s working before you arrive.

🐜 2. Check for Pests or Get Preventative Treatment

Empty homes are a playground for pests — think ants, spiders, or even mice.

If the home was vacant for a while or you’re in a bug-prone area, it’s smart to:

• Do a walk-through for signs (droppings, webs, holes)

• Schedule a pest control treatment before you move anything in

✅ Bonus: It’s way easier (and cheaper) to treat a house that’s empty.

🔐 3. Change the Locks and Reprogram Keypads

You may have the keys — but how many copies are floating around?

Previous owners, contractors, cleaners… you never know.
Always:

• Replace or rekey exterior door locks

• Reset garage codes and smart locks

• Update any security system access

✅ Peace of mind starts with knowing you’re the only one with access.

🎯 Final Thought:

These three steps — utilities, pest check, and new locks — are quick wins that make your new home safer, cleaner, and more comfortable from day one.

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October is the golden window to prep your yard for winter while setting the stage for a lush, healthy spring. As the leaves fall and the temperature dips, your garden and lawn need a little TLC. To help you stay on track, here’s a list of essential do’s and don’ts every homeowner should know for fall landscaping success.

✅ Do’s: What Your Yard Needs This October

1. Rake Up Fallen Leaves

Leaves may look pretty, but letting them sit on your lawn can smother your grass and invite mold. Regular raking keeps your yard healthy and looking tidy.

2. Aerate the Soil

Fall is a great time to aerate compacted soil. Aeration improves root development, boosts nutrient absorption, and preps your lawn to survive the cold months ahead.

3. Plant Spring Bulbs

Now’s the time to plant bulbs like tulips, daffodils, and hyacinths. They’ll lie dormant through winter and reward you with vibrant color come spring.

4. Trim Shrubs (Before the First Frost)

Lightly prune your shrubs to maintain shape and remove any dead or diseased wood. Avoid heavy pruning, which can stress the plant before winter.

5. Feed Your Lawn

Apply a slow-release, nitrogen-rich fertilizer before winter sets in. This boosts root growth and ensures your lawn comes back strong and green in the spring.

❌ Don’ts: Common Fall Yard Mistakes to Avoid

1. Don’t Over prune Trees

Hold off on major tree pruning until they’re fully dormant in winter. Pruning too early can encourage new growth that won't survive the frost.

2. Don’t Leave Hoses Attached

Disconnect hoses and drain outdoor faucets before freezing temps hit. This prevents burst pipes and costly repairs.

3. Don’t Skip Mulching

Mulch helps regulate soil temperature and retain moisture. Apply a 2–3 inch layer around plants, especially perennials, to protect roots from the cold.

4. Don’t Stash Dirty Tools

Before storing your tools for the season, give them a good clean. Sharpen blades, oil metal parts, and store them in a dry place to prevent rust and extend their life.

📌 Final Thoughts

By following these October yard care tips, you'll not only protect your landscaping investment but also make spring gardening much easier. A bit of effort now leads to beautiful rewards later!

Don’t wait for the frost to hit!
Get out there and give your yard the fall care it deserves. Need more tips or professional lawn services? We can help!

📞647 560 9377
📧[email protected]
👩🏽‍💻claudiawrightrealestate.com

🧭 Reflecting on Truth and Reconciliation Day

September 30 marks National Day for Truth and Reconciliation in Canada—a day to honour the children lost to residential schools, support Survivors, and acknowledge the deep, lasting impact on Indigenous communities.

This is not just a statutory holiday. It’s a call to listen, learn, and act. It's a moment for all of us—individuals, businesses, and communities—to reflect on the truth of our shared history and commit to reconciliation.

🔍 Why This Day Matters

The legacy of residential schools is still felt today. Recognizing this painful history is a first step toward healing and justice.

Whether you're attending a local event, wearing orange, or taking time to educate yourself, every action counts.

💬 Let's Keep the Conversation Going

🧡 Today is about more than awareness—it's about responsibility.
Let’s stand with Indigenous communities not just today, but every day.

👉 Learn. Reflect. Share. Use your voice to amplify Indigenous stories and truths.